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For the past ten months we have been inundated with the “blame America” ideology - all that is wrong and evil in the world is America’s fault. The truth is that America does have a sorted past (as does every nation on the planet), however the kindness and generosity that we have shown worldwide is a true testament to the magnanimous nature inherent to our nation. Wherever a disaster strikes, America is first in line to lend support and comfort, whether they be friend or foe. We have fed, clothed, sheltered, provided first-rate medical care, and enormous financial support to nearly every nation on earth. We have opened our doors and our hearts in tribute to our desire for shared liberty and freedom. Well known to all Americans (as well as all nationalities), is the inscription at the base of the Statue of Liberty – “Give me your tired, your poor, your huddled masses yearning to breathe free, the wretched refuse of your teeming shore. Send these, the homeless, tempest-tossed to me.  I lift my lamp beside the golden door.”. We as a nation have welcomed immigrants worldwide to come and share in the American Dream. Our bravest and finest have made the ultimate sacrifice, they have bled and died in distant lands for those who will never know their names, yet shared the common desire for the most basic of human rights - freewill. To quote Kahlil Gibran “Safeguarding the rights of others is the most noble and beautiful end of a human being”, we can rest assured that our fallen soldiers are forever noble and beautiful.

Yet we are a nation divided… the political infighting and self-deprecating rhetoric out of Washington has driven a wedge through our collective spirits. We have polarizing issues that can not be easily resolved, however we are overwhelmingly a nation of compassionate and freedom loving individuals, and the truth is: we have more in common than politicians would like us to believe. Delusional personalities exist on both ends of the spectrum – radical liberals as well as extreme fundamentalists, however the vast majority of Americans find themselves squarely in the middle with a very wide swath of commonality. 

As to the polarizing issues, the Gordian Knot is often an intractable problem and always daunting. Concurrance on some issues may be nearly impossible – however, please let us agree to at least some dispensations: Iraq – whether you agree or disagree with the premise of the war, the fact is that Saddam Hussein, a brutal, repressive and evil dictator (and his exceedingly repressive successors) were removed from power and can no longer endanger the region or the world. Global Warming – the global scientific community is not divided on the fact that the earth is in a warming cycle, however they are sharply divided as to the cause of this trend. If this vast collective intelligence cannot come to an accord, for the sake of reason and logic, do not fall back to the proven collective ignorance of politicians, whose only motivations are power and greed. We can individually, do what is right to preserve our precious resources – earth, sea and sky for our future generations. However, let’s not bankrupt those same future generations in the process. Energy Independence and Clean Energy are not revolutionary or contradictory and are achievable in the near term, if we avail all options. We need immediate relief from our hyper-dependence on OPEC, which means utilization of our own resources and technologies – including nuclear power (fission and (hopefully) fusion), abundant natural gas, vast domestic reserves of oil, CCS coal, solar, wind, geothermal, tidal, fuel cells, and a vast untapped array of other energy sources. Please, if we are eyeball deep in the quagmire of OPEC dependence it is extremely difficult to see the reasonable alternatives. Illegal Immigration - America was built on immigration, it has been the impetus that has propelled our nation, in a relatively short time, to the most prosperous and powerful country on the planet. I can honestly say that I do not know of a single American that opposes legal immigration. However, I also do not know of a single nation that does not protect, monitor and control the influx of materials and personnel coming into their country. With no border protections in place and a blind eye turned towards illegal border crossings, no sovereign nation can survive. Let’s not be naive, every single day, hardened criminals, drugs, weapons, dormant diseases, gang members, and yes even terrorists cross our borders along with the well intentioned albeit misguided, hardworking people seeking a better life in our country. Without transitioning through our normal immigration procedures, we have no way of determining friend or foe. This is not rocket science… we do not need hundreds of miles of fencing that is proven ineffective, looks “wrong” for a freedom loving nation and is cost prohibitive. We currently have the technology that can detect ANYTHING that crosses our border, above or below ground. We need a smart grid approach to deploying these sensors and increasing the border patrol by approximately 500% (with unemployment affecting nearly 60,000,000 Americans, I don’t think staffing will be a problem). This will slow and ultimately abate the illegal and unmonitored crossings. The approximately 20 to 30 million illegal immigrants in this country now can be provided with an option, either register (biometrically) with US ICE or face future deportation. Those who do register will be offered a temporary work visa that is effective for 3 to 6 months (after which, a determination will be made to either provide a visa extension, a path to legal immigration, or removal). We can still be a compassionate nation, while protecting ourselves from those who would do us harm. 

There are numerous other unresolved polarization issues that face our nation, however I do not have the space (or for that matter the answers) in this forum to address them. However I would like to speak to one final issue, which is perhaps the most polarizing and has affected me personally on diverse occasions. Racism – it is an ugly word and yes it does exist. I am of two races – Caucasian (European) and Native American and I have experienced racism in its worst manifestations. I truly believe that we as a nation have made tremendous strides toward eliminating racism, however there are elements of American society and all societies the world over that will not move one inch from their racist footings. Xenophobia has many forms and faces, it is not just color, creed, religion, race or gender bias. ANYONE can be a racist, regardless of color, creed, religion, race or gender. Education and parity are the only effective methods of combating racism, and the first step is identification. NO ONE, regardless of who they are, what they believe in, or how they choose to lead their lives is beneath you.  However, I must address a fallacy that some imprudent politicians believe and frequently excoriate America over.  Check your facts before spewing vitriol:  America did not invent racism or slavery, they have existed for thousands of years before the concept of America. We fought a civil war to end slavery in which more Americans lost their lives than in all combined wars since. This was a horrible price to pay to eradicate a horrendous condition that we all wish had never been part of our history. We have come a long way, and America is a very diverse nation – African Americans comprise nearly 15% of the American population, Latinos and Hispanic Americans comprise nearly 20% of the American population, Asian Americans comprise nearly 10% of the American population – combined this is nearly 50% of the American population. We are all part of this truly remarkable American experience and though we may from time to time have political, ideological or cultural differences, we are ALL Americans. 

I know I have rambled and ranted excessively in this blog, but if you take anything away from this please remember the following:        

Our nation was founded on the Constitution – the Bill of Rights, the Declaration of Independence and the Rule of Law:

1.) All were created equally, and shall stand as such at the end,

2.) We are endowed with unalienable rights, including Life, Liberty and the Pursuit of Happiness,

3.) Respect and treat others as you would like to be.

If we seek the truth within ourselves as well as respecting the rights of others, we can achieve that common “middle ground” and we will soon come to the realization that ground just happens to be elevated enough to where we ALL can see the “Golden Door”.    God Bless America!    
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Orchestrated Chaos

Orchestrated Chaos

A Wakeup Call… A clarion alarm is sounding in the distance and we Americans are NOT responding. Our government is intentionally misleading us (what a surprise) on an unprecedented scale!  This administration and congress cannot provide any semblance of accurate unemployment numbers (the DOL is reporting just under 10% national unemployment, when states, economists and experts are stating (emphatically) that the actual numbers are nearly 17 – 23% unemployment rates nationally).  This administration and congress cannot provide any semblance of accurate federal deficit numbers (the administration is stating that our current deficit is running about $1.2 Trillion, and that the Bush administration is solely responsible for this deficit (an outright fabrication), when in fact the CBO, OMB, economists and experts are stating (emphatically) that our current federal deficit numbers are running over $10 Trillion (historically unparalleled).  This administration and congress cannot provide any semblance of accurate economic recovery information (the administration is reporting that nearly 500,000 - 1,000,000 jobs have been “created or saved” since January, when all the experts are stating that number is only 25,000 – 30,000 federal jobs that have been created (at taxpayer expense), and little to no activity has occurred in the private sector.  

HOWEVER… This administration and congress CAN provide the most accurate numbers in CDCP (Centers for Disease Control and Prevention) history on the extent, spread, infectious rates, deaths, hospitalizations, pandemic risks, endemic levels and lack of immunizations for the H1N1 virus.  Never in our collective memories has our government been so “on top” of anything.  Understand, the H1N1 virus is real, however most medical experts agree that it is no better or worse than some strains of the seasonal flu viruses that have hit us in the past!  This is ORCHESTRATED CHAOS!  Our government is “creating the cataclysm” that Rahm Emanuel has referenced with his infamous quote “You never let a serious crisis go to waste”.  This is not the first time that our liberal “representatives” have implemented Orchestrated Chaos, please read my previous blog from nearly a year ago – “High Crimes and Misdemeanors”.  This H1N1 “crisis” is the trigger that this administration and congress will use to force a public option government run healthcare program on all unsuspecting Americans.  This will lead to a new mammoth federal bureaucracy and ultimately the iniquitous Single Payer System that will control and redistribute nearly 1/5th of the total US Economy!  Please… become informed and cautious, these are very dangerous times we live in and those that wish to do us irreparable harm are not always “self-evident”.  In the inimitable words of Timothy Cratchit “God Bless us, every one”… we will need it!
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State of the Unions

 

State of the Unions

Unions have become nothing more than the corrupt political arm of American industry. These massive nationwide organizations are endemic examples of inefficiencies, fraud, waste and corruption that have contributed significantly to the collapse of some of the largest American industries.   Union bosses “are far more interested in acquiring and projecting political power than they are in representing the long-term best interests of their members1”. Who can forget the infamous collapse of the U.S. airliner industry (spurred on by relentless strikes and chokeholds by the airline unions, the subsequent takeover by unions and the rapid collapse of our largest air carriers, United, Eastern, USAir, PanAm… ad infinitum). The parallels and juxtapositions with the massive federalization of the U.S. automakers, financial institutions, educational institutions, manufacturing industries and the soon-to-be takeover of the healthcare industry are all too familiar. Those concerns that are not already dominated by unions will be forced to unionize. 

My assertion that labor unions in the U.S. are in violation of antitrust laws (“antitrust/antimonopoly: laws and regulations; designed to protect trade and commerce from unfair business practices”), is absolutely founded in fact. These massively corrupt unions (UAW, AFL-CIO, SEIU, NEA, et al.), are completely unregulated, no one (especially the ultraliberal dominated federal government) is watching the misuse, illegal misdirection, considerable unlawful political influencing, and Rico Law (Racketeer Influenced and Corrupt Organizations Act) violations that are customarily perpetrated by union leadership with union dues and pension funds. Unions routinely destroy peoples lives and livelihoods, set policy in Washington, through illegal lobbying and political corruption, influence national and international trade agreements, and condemn American industry to the slow, painful death of incipient inefficiencies and the inability to compete openly with foreign industries. Unions are an absolute monopoly that establishes a political agenda by which all members, potential members and applicants must adhere to or be completely ostracized, fired, blacklisted and in some instances – disappear. The irony of this is that these activities that union bosses are currently engaged in are exactly what the first unions were formed to combat - corrupt industry monopolies and practices. Please understand that the vast majority of union members are hardworking, honest American citizens that want nothing more than to make a decent living, and provide for the betterment of their families. These members do not condone the corrupt actions of the union leadership, however they must “go along, or get out”. How did our unions become so convoluted?   These conditions and circumstances are (unfortunately) embraced, condoned and absolutely encouraged by this administration and congress. They know categorically that the union leadership consistently provides millions of liberal votes and a nearly insurmountable voting block in certain states. However the hypocrisy by this administration that the existing healthcare fraud, waste, illegality and inefficiencies are more than ample reason to completely teardown, overhaul and reform the American healthcare system, whereas the same conditions that exist in our unions are completely tolerable. What a sad state of affairs and a complete mockery of our representative republic. This administration has stated emphatically, that any large (financial) institution that can adversely influence the economy will be heavily regulated and controlled by the government. However, these massive unions adversely affect considerable portions of the US economy and directly impinge upon tens of millions of American lives, yet they are free (and encouraged) to continue with unchecked and unimpeded corruption, greed, inefficiencies and violence. Where is the justice in that?  The ONLY way out of this is for the millions of honest union members to stand up and demand accountability of the union bosses and vote corruption out of our unions and Washington! The power is yours, use it wisely…  

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On a personal note

On a personal note: I have not posted in almost a year…

I am not a conspiracy theorist – however after creating this blog and posting my ramblings, I’ve lost my job as a government contractor. I have not been able to find employment since, and have gone through stress, depression and frustration over how screwed-up this economy has become. I know of numerous other conservative leaning, private sector citizens who have lost their government related jobs and cannot find gainful employment. An acquaintance of mine believes the government is maintaining a “do not hire” database through e-Verify, but I think this is outside of the realm of reality – even for this administration. I hope that your experiences have been better than mine. Let me know. Thank you all and God Bless America!

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Let's get REAL!

 

Let’s get REAL!

The truth is: the healthcare debate IS NOT about insuring the 14 – 40 million (depending on if you are including 20 – 25 million illegal aliens) currently uninsured. This debate is about implementing a new mammoth federal bureaucracy that will require literally millions of new federal employees to administrate and will have absolute discretionary control over 20% of the total US economy. This is about absolute power and unlimited funding to forward an increasingly Marxist agenda. Guaranteed, within one year of the implementation of this program the government’s unfunded liability deficit will burgeon beyond calculation. Once this new federal bureaucracy is in place – combined with the government’s mandatory and rapidly expanding unionization of the US manufacturing, education, medical, energy and services market segments – an insurmountable Democratic party voting block will be created. We will no longer have a viable government for the people and by the people, it will be “the ‘gentle hand’ of those intellectual and anointed few guiding the unwashed and uneducated masses”. Beware!

In good conscience, we are well meaning Americans, Democrats, Republicans and Independents that want to provide a “shielding” system for the most vulnerable in our society. However, many Americans are being deceived by the false premise of this healthcare reform and are blindly following this path with a predetermined end that is lined with the proverbial “good intentions” (remember -strange, but true - the stark similarities between Jim Jones' socialist Utopia and universal healthcare in the People's Temple). Become Aware!

The facts are: that our government has bankrupted Social Security by continuously pillaging Social Security funds for “discretionary” spending not related to retirement or disability (remember this is the same reprehensible crime committed by Ken Lay at Enron). Many in our government are praising brutal dictators as enlighten, compassionate and intelligent leaders (Hitler’s followers used similar semantics), in an effort to make a socialist ideology palatable to the general public (remember the former Soviet Union, where the only equality that existed was the misery shared by the proletariat - the working class). Our government is spending at an unprecedented rate with no end in sight, all experts and economists agree this is unsustainable and will have disastrous results (remember our fundamental federal law on the never-to-exceed ceiling for government deficit spending – it is no longer enforceable). If healthcare reform is passed in its current state make no mistake a new federal tax will be levied on ALL working class citizens to pay for the reforms and the approximate 2 million new federal employees required to implement and administrate this program (the Social Security Administration requires nearly 70,000 federal employees and is nowhere near the size or scope of this healthcare reform). Your federal withholding taxes currently include: FED MED/EE – Medicare Tax, FED OASDI/EE – Social Security Tax and the soon to be FED HLC/EE – Healthcare Tax. 

Our government is currently overrun with radical socialist and Marxist leaning politicians and un-elected officials. These individuals do not care about the average citizen and even less about our Constitution and Rule of Law (remember our US History and the tens of thousands of American Service personnel that died defending this nation from communist and fascist aggression). 

The presumption that a perceived Social Conscience can negate a complete lack of Personal Conscience or morality is evident in the rampant corruption and misconduct that pervades our government. We truly have a shadow government with laws, deals and agreements being made outside of the purview of the public, in the dead of night and intentionally ignored by the majority of the media. This is an “any means to obtain the end” mentality and Americans will suffer the end results for generations to come (remember Lord Acton’s dictum: “Power tends to corrupt, and absolute power corrupts absolutely”).    Be Concerned!

If this debate was about keeping down cost and insuring the uninsured we would be discussing:

1.)    A privately run, government funded program for providing medical insurance to those who cannot afford it on their own. Insurers currently have comprehensive plans which average about $2000/yr. This would provide coverage for 20 million Americans for approximately $40 billion (not the $1 trillion in current healthcare reform cost estimates). These costs would be significantly reduced once a baseline is established and competitive markets emerge for the massive 20 million customer base.

2.)    Eliminate insurer bias and restrictions for pre-existing conditions.

3.)    Provide continuation options for loss or change of job status without the prohibitive costs of COBRA.

4.)    Eliminate the significant discrepancies between what costs an insurer will pay a healthcare provider or facility and what that provider or facility charges patients.

5.)    Reform federal and State laws restricting interstate competition among insurers, thus creating a vast portability pool of competition among national providers.

6.)    Implement effective fraud, waste and abuse elimination practices in the current Medicare/Medicaid/VHA systems (why not the whole federal government?).

7.)    Implement tort reform.

8.)    Drive down medical administrative costs by proposing a highly secure national   e-medical database that provides standards and open architecture that all medical facilities and healthcare providers can use. National (HIPPA) standards were established, but never fully completed or fully implemented.

9.)     Automate the system! 

Effectively implementing just these 9 steps would drive down healthcare costs and insurance premiums, provide medical care for those who need it, allow our healthcare system to continue to implement the most innovative medical advancements in the world, would keep healthcare choices personal, would not over burden our healthcare system, and would not bankrupt the American taxpayer.

What it would not allow for is unlimited funding for the insane spending of an out-of-control government.  

AMERICA - LET’S GET REAL! Our government is lying to us on an historic and unprecedented scale! The time for deception and misinformation is over! Become an informed, very concerned and involved citizen! The choice is ours to make.

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What we DON'T need...

 

What we DON’T need…

With all of the focus on what we do need to correct the current geopolitical/economic crisis, it might be refreshing to review what we as a nation don’t need.

A momentary retrospective is in order: Our glorious collective comrades, our divinely inspired paragons of global intelligencia took control of both Houses of Congress in 2006. Our glorious leader, Barack Obama assumed his divine mantle and ascended to his inscrutable throne of power in January. In the brief nine months that he has proclaimed both the mandate from god and the citizens of United Socialists of America, he has achieved nothing short of miracles. The global war on terror has been officially declared over (I still am not sure who the winner is). We are currently engaged in resolving international man-made disasters and overseas contingencies. The “issue” with undocumented future US Citizens has been resolved. We are no longer enforcing those pesky immigration and border laws and officially will not remove any undocumented US Citizen regardless of the circumstances (including felony convictions). Our glorious leader has changed the hearts and minds of the entire global community; we are no longer hated by everyone (as we were under the evil Bush regime). Everyone is extending an olive branch to us – no one wants to smuggle NBC WMDs into our country and kill US citizens (except for maybe the 2 dozen or so evil, racist, kitten-hating conservatives that are left in the country).

Our economic crisis: the recession/depression, massive unemployment, staggering federal debt, record bankruptcies (individuals, corporations and States), runaway inflation, crashing financial institutions and the considerably devaluated dollar and housing markets are a thing of the past. Our glorious leader has declared this to be so and will save the citizens of the new U.S. from themselves, the evil capitalists and the disastrous Bush policies that created the global economic collapse, terrorism, war, profiteering, a third-world healthcare system, and unilaterally caused the failures of Social Security, Medicare/Medicaid, (fill-in the blanks…). 

Now to “What we don’t need”:

  1. We no longer need a Department of Homeland Security – DHS’ charter was:

a.)    Combat terrorism - which no longer exists,

b.)   To protect our borders - we are now “open borders” to any and all future citizens and

c.)    To prevent the illegal importation and smuggling of harmful materials - everyone loves us now so even the concept that someone would intentionally try to harm us is absurd.     

DHS personnel is approximately 220,000 employees. These individuals can be immediately re-tasked to help administrate our exceptional single payer federal healthcare system, this should (by United Kingdom standards) be about 20% of the personnel required to effectively run this program.

  1. We no longer need a military; our Department of Defense existed to combat “cold war” mentalities that we projected around the world. Again everyone loves us now, and we no longer need to expand our fascist, capitalist, military/industrial complex mentality throughout the peace-loving world. The approximate 3,000,000 military personnel can be re-tasked to a new federal domestic law enforcement “army” to combat the 2 dozen or so evil, racist, kitten-hating conservatives that are left in the country. Our military systems, weapons, air, sea and land fleets and all now extemporaneous military equipment (including nukes) can be made available in a new Cash for Clunkers Program. We will pay any nation or organization (outside of the US) to take our now unnecessary equipment if they agree to sign a 1000+ page legally binding document created by Congressman Waxman, George Soros, the Apollo Group and ACORN, that specifies the equipment will be immediately rendered unusable, scrapped and designated only for peaceful and green initiatives.  

If we take these actions IMMEDIATELY, we can save the taxpayers (by our glorious leader’s new math) approximately 2.8 trillion dollars, which coincidentally, is exactly what our new projected federal debt is. Do not be alarmed, those privileged few who are still employed in the new U.S. of A. will be working for our government – either directly or through our peaceful, incorruptible union bosses.

Now isn’t everyone happy!

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OUTRAGED!

OUTRAGED!

You will be too, read on.

Aggregately, I believe we are a somewhat enlightened and intelligent society…

However, we are, at times, capable of unadulterated lunacy. We have known for years that scattered throughout the United States are groups that are seeking to destroy all that is America, our culture, our society, our people. We know that terrorist organizations out of Pakistan, Iran, Syria, Libya, Palestine, Yemen, Saudi Arabia and (yes) the U.S., including Hamas and Hezbollah operatives are moving freely among our citizenry. We know that these groups, often under the guise of “charitable” organizations, solicit support from well-meaning Americans. We know that in our forests, mountains and rural areas exist “paramilitary” camps and facilities that are actively used for terrorist training and warfare, and our urban areas are becoming the worldwide communications and recruitment hubs for these organizations. Make no mistake, these groups are well armed, well equipped, well funded, highly organized and ready for a “holy” war. 

As an American, I have fervently believed that our government, (federal, state and local) had a “handle” on this situation and were actively engaged to eliminate this monstrous threat.

I WAS WRONG!!! 

Investigations have uncovered videos, websites and publications showing these camps operating inside our borders and professing their intent and commitment to destroy America. Current estimates state these training facilities operate freely and uninhibited in at least 16 States within the U.S., Canada and Mexico and number in excess of 200 facilities, with membership in the thousands. Imagine for a moment the destruction unleashed upon us if the 9/11/01 terrorists were multiplied by a thousand! Unthinkable, it is in the planning stages NOW! While some of these facilities are well known to the U.S. authorities, no action can be taken, because our political representatives have granted de-facto U.S. Constitutional rights to these terrorist organizations. INSANITY! We have enemies operating “in-the-wire” and our politicians say we cannot violate their Constitutional Rights.

While the economy is forefront on everyone’s agenda, we cannot and must not lose sight of these imminent threats within our borders. This activity in our very midst is UNACCEPTABLE and MUST NOT be tolerated. Our elected representatives are unresponsive, HOPING this will CHANGE and go away by burying our heads in the sand. Understand that these representatives will quote PC laws to protect this activity under religious freedom and separation of church and state. These same representatives would call for heads-to-roll if these were Christian, Jewish, Buddhist, or Hindu groups. These same self-aggrandizing representatives will be at the forefront AFTER an attack to profess indignation on why nothing was done to prevent this. Remember the Branch Davidian’s under Bill Clinton and Janet Reno were decimated for far less egregious crimes than planning the annihilation of America and the murder of innocent U.S. citizens. 

We are a very understanding and tolerant society. We accept with open arms all religions and beliefs. However if those beliefs are hell-bent on planning and executing the destruction of America we need to TAKE ACTION. Read the facts, become familiar with what is going on inside of our borders, and remember the words of Sir Edmund Burke, “The only thing necessary for the triumph of evil is for good men to do nothing.”
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High Crimes and Misdemeanors

High Crimes and Misdemeanors

The facts are undeniable; the U.S. economy is in a historically unprecedented crisis. All global economies are inextricably linked and the outlook is not hopeful on any front. There is no denying that economies undergo cyclical readjustments – periods of short and/or extended bull or bear markets. Some economists claim that recessions/depressions are unavoidable. However, was our economy precipitously manipulated to ensure failure? The following are the FACTS – you be the judge:

Please understand that I am by no means an economist, so bear with me on this somewhat lengthy, yet necessary explanation. If you try to stay informed, you have undoubtedly heard pundits on both sides arguing that the Community Reinvestment Act (CRA) of 1977, either had nothing to do with our current crisis or was the cause of everything we are currently experiencing. The truth (as always) is somewhere in the middle. The historical facts are that the Equal Credit Opportunity Act (ECOA) was enacted into law in 1974 and made it unlawful for any creditor to discriminate against any applicant with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age. This was a necessary law to ensure that credit equality was established on the basis of credit worthiness and not based upon the individual’s race or religion and was enforced with significant penalties and fines. The Community Reinvestment Act re-defined discrimination based upon location rather than the individual and mandated that financial institutions that receive FDIC insurance (the majority of banks) be evaluated on a quasi-quota ranking system to ensure entire communities were being adequately served. This law was not intended to fine these institutions, rather just to evaluate their performance, however by linking this law with the ECOA, significant penalties and fines could be imposed and a low CRA rating would impede a bank’s ability to operate. 

This law was enacted despite criticisms that the law would “distort credit markets, create unnecessary regulatory burdens, lead to unsound lending, and cause the governmental agencies charged with implementing the law to allocate credit”. Several laws already existed to ensure equality for the “underserved” communities, however these laws did not directly impact financial institutions, as did the CRA. 

In 1992 the Federal Housing Enterprises Financial Safety and Soundness Act required Freddie Mac and Fannie Mae (quasi-government agencies) to purchase and review “risky” mortgages to ensure a percentage (upwards of 50%) of their portfolios included low income housing.

Additionally, in 1995 the CRA regulations were changed significantly to streamline the process and ranking systems and allow community organizations and Political Action Committees (federal lobbyists) to use these ratings to apply pressure to financial institutions. The congressional hearings during 1995 yielded a litany of criticisms including overt political favoritism in allocating credit and politically motivated micromanagement by regulators. It was stated that banks should not be expected to operate at a loss to support high-risk loans. William Niskanen of the Cato Institute predicted that these CRA regulations would be very costly to the economy and the financial system. He recommended that Congress overturn the CRA. 

Between 1993 and 1998 the majority of large U.S. cities increased mortgage credit from CRA lenders to low and middle-income borrowers to $500 billion. In addition, the usually stoic and reserved Wall Street institutions were jumping on the federal guarantee bandwagon, 1997 saw First Union Capital and Bear, Stearns issuing a half billion dollars of CRA loan securities which were guaranteed by Freddie Mac and had an implied AAA credit rating.

By 1999 this juggernaut had achieved significant and seemingly unstoppable momentum. And in 1999 the Financial Services Modernization Act was passed into law and repealed a major provision of the Glass-Steagall Act, which had regulated banking practices since 1933. This in effect gave the CRA unlimited influence upon the banking industry which could now expand into the insurance, commodities and securities markets. By 2002 it was glaringly apparent to many economists, financial analysts and politicians that the train was traveling too fast and was going to derail. This derailment was not only going to take out the commuter trains, but all the other major rail lines as well. By 2006 it was too late and markets were showing signs of major structural damage. 

Hence we have arrived at where we are today… and the reason for the name of this article “High Crimes and Misdemeanors” which is from Article 2; Section 4 of the U.S. Constitution and states that: “The President, Vice President and all civil officers of the United States, shall be removed from office on impeachment for, and conviction of, treason, bribery, or other high crimes and misdemeanors.” 

This is an indictment on unchecked political corruption and influence peddling of an unprecedented scope and on a global scale. Check the facts…

In 1999 Senators Charles Schumer and Christopher Dodd forced the amendment to the Financial Services Modernization Act, which tied bank’s CRA performance to their ability to expand into the insurance and securities markets. This now put undue risk at the very heart of our financial institutions and created an omniscient mentality for Freddie Mac and Fannie Mae to guarantee subprime loans and high-risk mortgage-backed securities. We can only assume that this was a well intentioned, however disastrous mistake on the part of two high ranking Senators – not an impeachable offence, however a clear indication that these two should not hold any significant post. As we now know these two paragons of “virtue and intelligence” are now responsible for the financial future of our country. It gets worse…

In 2002 when all indications were that the U.S. economy was headed towards a catastrophic meltdown due in large part to the subprime mortgage-backed securities market, being driven by Freddie Mac and Fannie Mae, Representative Barney Frank and Senator Chuck Schumer assured the country and their constituents that Freddie Mac and Fannie Mae were “sound” financially, on the right track and that no crisis was looming. While lying to the public is bad enough, these imperious “geniuses” were influencing Fannie Mae and Freddie Mac, in closed-door sessions, to expand their scope and take on significantly greater risks. In 2006, Congressman Frank even went so far as to apply pressure to federal regulators to “ease-up on their restrictions and capital requirements” – a federal crime. By the way Congressman Barney Frank is the chairman of the House Banking Committee.

This leads us to 2008 and the collapse of the U.S. and global economies. By 2008 it was apparent that the damage to our economy was so significant that no single event or person could turn the tide. This would require a rapid and radical underpinning and a long-term plan to restructure the economy to re-establish financial stability and consumer confidence. Sensing that the inevitability of an economic collapse during a presidential election year was a death-knell to the incumbent party, our “honest and courageous” political representatives feared only one thing. LOSS OF POWER. They were not concerned with the fate of the citizenry, only that if the collapse occurred on the current administration’s watch the election would undoubtedly swing to the other party’s favor and what ever happened after the election could be blamed on the prior administration. Two scenarios had to be avoided at all costs – 1. That the current administration would miraculously implement a plan that would cause an upswing or correction in the economy, or 2. That the economic crisis would not hit until after the election. 

These are the High Crimes and Misdemeanors: 

Senator Chuck Schumer writes and publishes a letter to one of the largest banks in the country, Indy Mac and creates an unprecedented run on Indy Mac (over $1.3 billion withdrawn in under 3 days), which causes the second largest bank failure in U.S. history. This created a “domino” effect, which panicked the public and Wall Street investors alike and ensured the precipitous collapse of the economy. As if this wasn’t enough, Senate Majority Leader Harry Reid follows this up with the public statement that “a major insurance company” is on the verge of bankruptcy, which causes a massive stock sell-off and plummets all the insurance companies stocks into the basement. AIG (the largest insurance company) failed shortly there after. These were not random acts by the ignorant or uninformed, these were cold, hard, and calculated attacks on the U.S. economy by power hungry politicians that wanted this collapse to occur prior to the presidential elections. This is unconscionable and needs to be prosecuted to the fullest extent. These actions have done more damage to America than any perpetrated by criminal organizations, cartels or terrorists. The one BIG problem, the very same lunatics that facilitated this economic meltdown are now running the asylum.   

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Welcome to the New Republic!

Welcome to the New Republic!

On this the unprecedented ushering in of a new political era, we have cultivated a “New Republic” in America – an ultraliberal administration (the Executive Branch), with an ultraliberal congress (the Legislative Branch), a soon-to-be ultraliberal Supreme Court and Federal Judiciary (the Judicial Branch) and an overwhelmingly ultraliberal media (the “Watchdog” Branch). America has now created a government that no longer has any checks and balances, and is on the precipice of a Democratic Dictatorship. Impossible! Read and learn: 

This ultraliberal block will immediately attempt to break the tenuous democratic process that exists in our unions. These massive unions control millions of American jobs and hence influence tens of millions of American lives. One of the first legislative actions of our new congress will be to eliminate the secret balloting that now protects the anonymity of union members from the often corrupt union leadership. Once this protection is removed, union members will be intimidated into voting 100% of the time with union leaders or face losing union status and ultimately their livelihood. This will in effect replace all dissenting union members with “good” liberals, who will vote consistently in local and national elections to ensure a Democratic Dictatorship.

Watch for “changes” in the scope, size and power of “union” organizations like the NEA and a new Department of Education, whose ultraliberal agenda will influence American education at the Elementary, Secondary and Collegiate levels. This will guarantee ultraliberal “indoctrination” (or re-education) at an unprecedented and unrelenting pace of Americans from early childhood to adulthood and ensure the continuation of a Democratic Dictatorship.

The next legislative action of this ultraliberal block will be to pass the “Fairness Doctrine”, which will effectively silence one of the last conservative voices left in the wilderness – Talk Radio. This doctrine will not address the overriding majority of ultraliberal bias that exists in the newsprint and network television, it will focus solely on the few remaining conservative voices on the radio. This will in effect silence any dissenting voices that can influence the voting population and ensure the continuation of a Democratic Dictatorship.

Watch for an even greater level of “temporary” government takeovers of American private industries and businesses, forcing additional tens of millions of American workers to “kowtow” to an ultraliberal agenda. Priority legislations within this ultraliberal block will be to repeal NAFTA and trade agreements with pro-American countries and massively increase taxes on American Businesses. Once this is accomplished and American Industries are facing ever increasing labor and production costs, new regulations and crushing taxation, these bastions and cornerstones of American free markets will be forced to close shop entirely and move enmass to a more “business friendly” environment in which making a profit is not tantamount to criminal activity. When this happens, millions of American jobs will be lost, thus creating a highly disparaged, disgruntled and unemployed populous, which is dependant solely on BIG Government for sustenance. This has historically been the base of the Democratic party and will ensure the continuation of a Democratic Dictatorship.

Watch for “reinterpretations” of our Constitution, specifically 2nd Amendment Right to Keep and Bear Arms. A limited repeal of this Amendment will make it nearly impossible for law-abiding citizens to possess a firearm. Watch for the long awaited ultraliberal agenda of impementing "Statehood" Senate representation for Washington, DC, a unequivocal violation of Constitutional law and a means to seat two additional ultraliberal Senators, ad infinitum. Keep a careful eye on the upcoming 2010 Census, the ultraliberal "block" will undoubtedly try to re-formulate the Census calculations/results (under-the-radar, of course) and redistrict, potentially every state in the union.  An ultraliberal agenda will massively increase Federal Law Enforcement size and authority, thus “warranting” the only armed segment of the new American Society will be either a newly created National Enforcement Agency or criminals. The level of intimidation and subjugation that we glimpsed during the lead-up to the Presidential Election, will continue unabated, thus ensuring the continuation of a Democratic Dictatorship.

Still not convinced that this is a Democratic Dictatorship, then please read how every fascist regime and dictatorship has risen to power throughout human history, you will be horrified at the remarkable similarities. 

We will have a totally collapsed economy. Our dependency on foreign oil will increase exponentially, due to greater restrictions on domestic drilling and the specific targeting, over regulation, and the levying of bankruptcy inducing fines on the domestic coal industry. American interests around the globe will be subjugated through our condescension to the UN and international concerns. Our Defense and Intelligence capabilities will be severely impaired and compromised, through an endless assault of “under the radar” budget cuts and our highly classified programs will continue to be leaked through the ultraliberal media. Look forward to endless unrepentant corruption, criminal activity and scandals, which will be “glossed” over by the media.

We will have become the proletariat masses, working to support our government and acceding to the wills of the limousine liberal elite and the Washington intelligentsia.

And when we are most vulnerable, we will no longer be able to bring the fight to our enemies, they WILL bring it to our doorstep.  

Welcome to the New Republic!
 
 

As an Addendum:

I am not given to predictions, however at some point in the near future some impartial body will scrutinize this 2008 election cycle and determine that it was the most corrupt and dishonest election in the history of democracy! Thank you ACORN and George Sorros.

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